We remove
CollectiONS
If an account becomes significantly overdue, the creditor may transfer the account to an internal collection agency or sell the debt to a collection agency
Reposessions
Repossessions can be the leading cause of severe setbacks and long-lasting financial challenges
Charge-Offs
Charge-Offs
A charge-off occurs when a creditor has been unsuccessful at collecting debt and gives up on collecting after several months of missed payments
Evictions
Hard Inquiries, STUDENT LOANS, BANKRUPTCIES & MORE!
Charge-Offs
Evictions are detrimental to both your credit scores and rental history making it extremely difficult to rent or buy a home in the future
Missed/Late Payments
Hard Inquiries, STUDENT LOANS, BANKRUPTCIES & MORE!
Hard Inquiries, STUDENT LOANS, BANKRUPTCIES & MORE!
You have a 30-day grace period with creditors before they can report it to the bureaus. Late payments have the most serious impact to your score. Payment History is 35% of your score
Hard Inquiries, STUDENT LOANS, BANKRUPTCIES & MORE!
Hard Inquiries, STUDENT LOANS, BANKRUPTCIES & MORE!
Hard Inquiries, STUDENT LOANS, BANKRUPTCIES & MORE!
Hard inquiries occur when applying for new credit. Each hard inquiry decreases your score. New Credit is 10% of your score