BUILD YOUR CREDIT WITH Confidence
Skilled with the Fair Credit Reporting Act's (FCRA) consumer laws, we have what it takes to challenge creditors!
We Help to Remove
Collections Accounts
If an account becomes significantly overdue, the creditor may transfer the account to an internal collection agency or sell the debt to a collection agency. Once the account is sold to a collection agency, it can appear as a distinct entry on your credit report. Collection accounts carry a substantial adverse effect on your credit scores.
Reposessions
Repossessions have a negative impact on your credit score and can be the leading cause of severe setbacks, and long-lasting financial challenges.
Charge-Offs
A charge-off occurs when a creditor has been unsuccessful at collecting debt and gives up on collecting a debt after several months of missed payments. The debt is written off as a financial loss for the company, but you are still responsible for paying the debt. Charge-offs remain on credit reports for up to seven years from the date of the first missed payment.
Evictions
Hard Inquiries, STUDENT LOANS, BANKRUPTCIES & MORE!
Evictions are detrimental to both your credit scores and rental history. Evictions occur when rent or associated fees are not met within your obligated lease or contract, causing landlords to report the eviction to the credit bureaus and file the eviction with the courts. Evictions make it extremely difficult to rent or buy a home in the future.
Missed/Late Payments
Hard Inquiries, STUDENT LOANS, BANKRUPTCIES & MORE!
Hard Inquiries, STUDENT LOANS, BANKRUPTCIES & MORE!
Typically, you have a 30-day grace period with creditors before they can report it to the credit bureaus. Late payments can be disputed based on inaccuracies of the reporting date to the credit bureaus or request of a GoodWill Removal.
Hard Inquiries, STUDENT LOANS, BANKRUPTCIES & MORE!
Hard Inquiries, STUDENT LOANS, BANKRUPTCIES & MORE!
Hard Inquiries, STUDENT LOANS, BANKRUPTCIES & MORE!
Hard inquiries can have a negative impact on your credit score. Each inquiry leads to a slight decrease in your credit score. If there are too many hard inquiries within a short span, it may be seen as an attempt to significantly increase available credit, All hard inquiries stay on your credit report for two years.
Student loans have a negative impact on your credit score if they are reporting late payments or a serious delinquincy.
Bankruptcies are extremely harmful to your credit; lenders see you as a substantial risk, making it extremely difficult to get approved for anything, but be can be removed through our services.
service list & pricing
monthly services $99
This plan is for those who wish to pay for services monthly. This option is great for those who have a strict budget but want to get the ball rolling! This payment is recurring until the services are complete. The time frame varies depending on your credit situation.
*Billing date can be adjusted upon request*
Free tips shared daily in our Facebook Community group. Feel free to join us - "DIY Credit Repair (Fix Your Own Credit")
Note: If you have upcoming goals with your credit (such as purchasing a home or new car) and need your credit score to increase at a faster speed, I would recommend going with one of our specialized packages instead of this option, as these clients are priority clients.
1st Month + Start Up Fee - $169 One Time Payment (every additional month $99)
*ALL FIRST TIME CLIENTS *
Silver Package $495
This plan includes 6 aggressive dispute rounds (as needed), along with 3 CFPB complaints.
What's included:
• 3 Bureau Credit Analysis
• Biweekly Updates
• Collections/Charge-offs
• Personal Information
• Late Payments
• Hard Inquiries
• Medical Bills
Gold Package $695
This plan includes 12 aggressive dispute rounds (as needed), along with 3 CFPB complaints.
What's included:
• 3 Bureau Credit Analysis
• Biweekly Updates
• Collections/Charge-offs
• Personal Information
• Late Payments
• Hard Inquiries
• Medical Bills
• Evictions
• Child Support
• Bankruptcies
• Repossessions
• Credit Education
• Personalized Credit Enhancement Improvement and Building Guidance
Platinum Package (Couples, Family, Friends) $1,200
This plan was created for individuals who desire to build their credit together as a team.
This plan includes 12 aggressive dispute rounds (as needed), along with 3 CFPB complaints.
What's included:
• 3 Bureau Credit Analysis
• Biweekly Updates
• Collections/Charge-offs
• Personal Information
• Late Payments
• Hard Inquiries
• Medical Bills
• Evictions
• Child Support
• Bankruptcies
• Repossessions
• Credit Education
• Personalized Credit Enhancement and Building Guidance
DIY Credit Repair Kit $49
This service was designed for those who wish to fix their own credit credit or simply want to learn. The DIY Kit includes 75+ dispute letters, a Dispute Assistance guide, and contact information for each credit bureau.
Hard Inquiries Removal- 3 Credit Bureau Analysis $29
Hard inquiries can have a negative impact on your credit score. Each inquiry leads to a slight decrease in your credit score. If there are too many hard inquiries within a short span, it may be seen as an attempt to significantly increase available credit, All hard inquiries stay on your credit report for two years. However, through our program, inquires can be removed in 24-72 hours based on inaccuracies or request a Goodwill Courtesy Removal. This is a method used for removing inquiries within 24 hours-48 hours. This works for all credit bureaus and includes a detailed guide listing the steps in order along with a simple script included.
NOTE: THIS IS A DIGITAL PRODUCT
*HARD INQUIRIES ARE INCLUDED IN ALL SERVICE SERVICE PLANS